Are you looking to buy a mobile home? Are you a little strapped when it comes to the down payment and need a little help? If so, you might want to consider FHA mobile home mortgage loans. FHA stands for the Federal Housing Administration. This is a government organization that is responsible for Housing and Urban Development or HUD. FHA is the group that insures mortgage loans so that the lender will give you a better deal and will help you out without requiring a large amount of money down.